Member FDIC Equal Housing Lender

Commercial Banking Services

We offer a complete line of commercial banking services to support your business needs. This includes Online Banking, Business Checking Accounts, unique Business Savings Accounts, and many other business services.

Business Banking

Entrepreneur Banking

This account is a simplified starter account that bundles your most-needed banking features into a single package.

$100 minimum balance requirement or $5 monthly fee
$500 overdraft protection*
Free online banking
Bill pay option
Free debit card(s)
Free paper statements with check images
24 business checks for free

*Upon favorable credit bureau review, 18% APR, first-year fee waived, $12 per year upon renewal.

Small Business Banking

Designed for any business client, offering simplified banking.

$500 minimum balance requirement or $5 monthly fee
$1000 overdraft protection*
Group banking package for employees**
Free online banking
Bill pay option
Free debit card(s)
Free paper statements with images
Business 3-to-a-page check package - includes 81 checks, 42 deposit slips, and binder
Merchant processing
Invitations to all PPNB-sponsored business events
Referrals to other partners (accountants, business coaches, etc.)

* Upon favorable credit bureau review, 18% APR, first-year fee waived. $12 per year upon renewal.  ** Group banking includes our no-fee Independence Banking.  Direct deposit requirement may be waived for business customers.

Premier Business Banking

Perfect for companies with an established credit rating and cash flow, this bundle delivers efficiencies that make financial management easier than ever, with an array of services designed to streamline processes such as payroll and borrowing.

Operating account, money market account, and payroll account standard
$10,000 revolving line of credit with streamlined underwriting*
Free online banking
Bill pay option
Free debit card(s)
Free paper statements with images
Group banking package for employees**
Merchant processing
Business 3-to-a-page check package - includes 81 checks, 42 deposit slips, and binder
Invitations to all PPNB-sponsored events
Referrals to other partners (accountants, business coaches, etc.)
Cash Management

* Upon favorable credit bureau review.  Underwriting requires five years in business, most recent taxes, and YTD financial statements showing positive cash flow.  9% starting interest rate subject to annual adjustment, based on the bank's current cost of funds.  Annually renewable 12-month term.
** Group banking includes our no-fee Independence Banking.  Direct deposit requirement may be waived for business customers.

T-Bill Checking

This account is designed for EVERYONE! This account is for our customers who would like the convenience of a checking account, but would like to earn interest on their deposits. Interest rates are based on the Treasury Bill Rate. Ask for current rates.

No minimum balance required
Tiered interest rates - Higher balances earn higher interest rates
Interest is paid MONTHLY
Itemized statements each month with checks listed in number sequence

Business Savings Accounts

We offer two different business savings accounts, one designed for our sole proprietor, non-profit organizations or schools and a limited transaction account for our corporations, limited liability companies and partnerships. Businesses can earn interest on this account while they are waiting to pay their bills. When you need the money in your operating account, you simply give us a call and we'll take care of an internal transfer for you.

Competitive interest rates
Interest is paid quarterly
No minimum balance requirement to earn interest
Tiered interest rates - Higher balances earn higher interest rates   

Other Business Services

Merchant Services

This service allows you to accept credit cards for payment from your customers. It is inexpensive and convenient. A MUST for any business type. Check out the exceptional service we provide our Merchant Services customers.

Loans

Pikes Peak National Bank is a leader in the field of lending. We think you will be impressed with our competitive rates and our exceptional turnaround time on a loan request. See how PPNB can help your business be successful.

Call Back Service

OVERDRAFTS and CHARGE BACKS are no longer a worry because we will call you if either occurs and give you time to come in and cover your checks with our special calling service. You are only charged for this service if we call you. It costs you NOTHING to have this service on your account.

Overdraft Protection

With credit approval, we can attach a line of credit to any of our checking accounts. This will cover you in the event of an overdraft. The money will automatically advance funds into your account. It also allows you access to a loan any time by simply writing a check.